Hire Purchase / Lease Purchase


A repayment facility providing outright ownership at the end of the agreement, repayments can be equalised throughout the agreement or structured for example seasonal payments, increasing or reducing payments, lump-sum payments to suit cash flow.

Operating Lease


A rental agreement. Many of the risks of ownership are removed. More and more assets are funded this way. Normally treated as off-balance sheet funding.

Finance Lease


The benefits of ownership spreading the cost over an agreed period, this type of funding is suitable for most fixed assets, cars, vans, HGV’s.

Sale and Leaseback


Do you have fixed assets within your business tying up working capital? A sale and leaseback releases cash back into your business and allows you to keep using your assets.